ABOUT US
TESSA BARNES River’s Family Financial Solutions Proud Partner with American Senior Benefits
BACKGROUND:
Homegrown in Elkhart, Indiana, Tessa T. Barnes is known to her family and close friends as simply “River”. With over 25 years of experience, Tessa is a proven expert in the field of senior based asset protection and advocacy. Tessa partnered with AMERICAN SENIOR BENEFITS in June of 2018. After twenty years in the field of non-profit community development, the financial crisis of 2008 organically pivoted Tessa into the financial industry.
“During my insurance career, I witnessed the need for social services in the lives of many of the people that I worked with. Their level of income did not matter. The need for social services is income indiscriminate. Yet, traditional help was missed because individuals did not know what was available or where to turn. This service falls outside of the scope of commission-based sales. Therefore, this level of service was passed over and discouraged by industry managers. My mission is to be the answer for our clients. It is that simple. This is my passion. This is why River’s Family Financial Solutions was created. - Tessa “River” Barnes
Tessa is the daughter of the late Erich and Doris Barnes. She is the proud mother to daughter, Antjuna and son-in-law Dennis. They blessed her with two grandchildren, DeNiro and JeaNyi-Tessa. Ms. Barnes is also actively involved in community organizations and Insurance Professional Organizations for serving seniors.
CREDENTIALS:
National Producer Number 15989220
Licenses: Life, Accident & Health, Property & Casualty
Indiana Resident Producer Individual
Michigan Non-Resident Producer Individual
CERTIFICATIONS:
AHIP (America's Health Insurance Plans) Certified
Long-Term Care Certified
Anti-money Laundering Certified
State of Indiana Notary Public
WHO WE ARE:
Experts in the areas of Medicare, Long Term Care, Life Insurance and Financial Security
PERSONALIZED SERVICE:
Our team consists only of Licensed Insurance Brokers.
Proudly affiliated with American Senior Benefits, LLC (https://americanseniorbenefits.com)
WHAT SETS US APART:
Our partnership with American Senior Benefits provides our brokers with access to more than 220 carrier
relationships that help us create a best-in-class product portfolio that addresses
virtually every customer’s insurance and financial needs.
https://americanseniorbenefits.com/what-sets-us-apart/carriers
No consultation fees.
Educates our clients so they can understand their financial situation.
Assist in filing claims, and appeal Medicare decisions.
Informs consumers of their rights as a Medicare beneficiary or health insurance policyholder.
Shows consumers how to evaluate the various Medicare Part D, Supplement, Medicare Advantage, and Long Term Care Insurance policies currently available.
Refers clients to appropriate agencies where they can get help with other needs.
Helps with applications for assistance programs that help pay for uncovered Medicare costs.
We have access to more than 220 carrier relationships that help us create a best-in-class product portfolio that addresses virtually every customer’s insurance and financial needs
