RIVER'S FAMILY
FINANCIAL SOLUTIONS
MICHIANA'S INDEPENDENT INSURANCE BROKERS
Established by Tessa Barnes in 2022, RIVER’S FAMILY FINANCIAL SOLUTIONS, LLC was created in response to an increased need for a Senior Care Advocacy component currently missing in traditional insurance agencies. Tessa Barnes, better known by her friends as “River”, is a veteran independent insurance broker. Tessa and her team of professional insurance brokers operate in partnership with AMERICAN SENIOR BENEFITS, LLC.
The partnership between RIVER’S FAMILY FINANCIAL SOLUTIONS and AMERICAN SENIOR BENEFITS, LLC, allow our team of professional insurance brokers to provide our clients with an extra level of personalized service. Our brokers bring over 25 years of insurance experience. We are dedicated to making insurance decisions easier, more informed, and highly personalized for our clients.
WHO WE ARE
Why I created River’s Family Financial Solutions.
Established by Tessa Barnes in 2022, RIVER’S FAMILY FINANCIAL SOLUTIONS, LLC was created in response to an increased need for a Senior Care Advocacy component currently missing in traditional insurance agencies. Tessa Barnes, better known by her friends as “River”, is a veteran independent insurance broker. Tessa and her team of professional insurance brokers operate in partnership with AMERICAN SENIOR BENEFITS, LLC. The partnership between RIVER’S FAMILY FINANCIAL SOLUTIONS and AMERICAN SENIOR BENEFITS, LLC, allow our team of professional insurance brokers to provide our clients with an extra level of personalized service. Our brokers bring over 25 years of insurance experience. We are dedicated to making insurance decisions easier, more informed, and highly personalized for our clients.
In addition to our insurance expertise, River’s Family Financial Solutions brokers are prepared to advocate for your senior care benefits. Senior Care Education, Benefit Advocacy, Funeral Pre-Planning, Notary Public Service, and our Medicaid Benefit Liaison program are components that are unique to our program.
WHY WE'RE HERE
Why I created River’s Family Financial Solutions.
“During my insurance career, I witnessed the need for social services in the lives of many of the people that I worked with. Their level of income did not matter. The need for social services is income indiscriminate. Yet, traditional help was missed because individuals did not know what was available or where to turn. This service falls outside of the scope of commission-based sales. Therefore, this level of service was passed over and discouraged by industry managers. My mission is to be the solution for our clients. It is that simple. This is my passion. This is why River’s Family Financial Solutions was created. “ - Tessa “River” Barnes
WHAT WE DO
SERVICES
Retirement Planning
Medicare and Medicare Supplement
Life Insurance & Final Expense
Funeral Pre-Planning
Long-Term, Short-Term and Home Health Care
Annuities
Specialized Health Care
Senior Benefits Advocacy & Resources
WE WILL HELP!
WHAT SETS US APART...
Our partnership with American Senior Benefits provides our brokers with access to more than 220 carrier
relationships that help us create a best-in-class product portfolio that addresses
virtually every customer’s insurance and financial needs.
https://americanseniorbenefits.com/what-sets-us-apart/carriers
No consultation fees.
Educates our clients so they can understand their financial situation.
Assist in filing claims, and appeal Medicare decisions.
Informs consumers of their rights as a Medicare beneficiary or health insurance policyholder.
Shows consumers how to evaluate the various Medicare Part D, Supplement, Medicare Advantage, and Long Term Care Insurance policies currently available.
Refers clients to appropriate agencies where they can get help with other needs.
Helps with applications for assistance programs that help pay for uncovered Medicare costs.
We have access to more than 220 carrier relationships that help us create a best-in-class product portfolio that addresses virtually every customer’s insurance and financial needs